Licensed in Florida & multiple other states

Life insurance, explained by someone who'll still take your call next year.

I'm Mohamad G. Berry, a Florida-based life insurance agent. I help families and individuals choose coverage they actually understand — then I stay their agent for the long run, not just for the sale.

Get my free callback or call (407) 779-2744

Why clients stay with me

Licensed and appointed to sell life insurance in Florida, my resident state, plus additional states I'm certified in.
One agent, one direct line — you're never routed to a call center or a different rep each time.
Independent guidance across multiple carriers, so the recommendation fits you, not a quota.

Coverage

Policies suited to real life, not a sales quota.

Every family's situation is different. Here are the paths we'll consider together, based on your budget and goals.

Term life

Straightforward, budget-friendly coverage for 10, 20, or 30 years — built to protect a mortgage, income, or growing family.

Whole life

Permanent protection that builds cash value over time, so the policy works for you while it protects the people you love.

Final expense

Smaller, affordable policies designed to cover funeral costs and outstanding bills without burdening your family.

Indexed universal life

Flexible, permanent coverage with growth potential tied to market indexes — protection and a long-term savings tool in one.

How it works

Three calls, no pressure, and a policy you can explain to your own family.

You reach out

Share a few details below. Takes less than a minute.

We talk it through

A real, unhurried phone call about your family, your budget, and what you actually need — no script, no pressure.

You choose, clearly

I lay out the options in plain English and help you pick the one that fits, then handle the paperwork with you.

Mohamad G. Berry, licensed life insurance agent based in Florida

About

The same agent, year after year.

Most people's experience with life insurance is a stranger reading a script, a policy they never fully understood, and a phone number that goes to a call center when they finally have a question.

I built my practice to be the opposite of that. When you work with me, you get one agent who answers his own phone — at the application, at the annual review, and years later when your family, your income, or your coverage needs change.

I'm independent, which means I'm not tied to one company's products. I shop across the carriers I'm appointed with and recommend what genuinely fits your situation and budget.

Mohamad G. BerryLicensed Life Insurance Agent — Florida & Multi-State

Carriers

Independent, so I can shop the whole shelf.

I'm appointed with a range of established, highly rated life insurance carriers. That means I can compare underwriting and pricing across companies and bring you the option that actually fits — instead of selling whatever one company happens to offer.

Americo

Mutual of Omaha

Transamerica

Corebridge Financial

Foresters Financial

American Amicable

Lafayette Life

Occidental Life

Trinity Life

Ethos

Carrier appointments, product availability, and underwriting guidelines vary by state. Company names and marks are the property of their respective owners; listing does not imply endorsement.

Common questions

The things people ask me first.

How much does life insurance actually cost?

It depends on your age, health, the amount of coverage, and the type of policy — which is exactly why I won't quote you a number before we talk. For many healthy adults, term coverage costs less per month than a phone bill. I'll run real numbers from several carriers and show you the actual figures side by side.

Do I need a medical exam?

Not always. Several of the carriers I work with offer accelerated or no-exam underwriting, where approval is based on your application and database checks instead of a paramedical visit. Whether you qualify depends on your age, health history, and the coverage amount.

What's the difference between term and whole life?

Term covers you for a set number of years and is the most affordable way to buy a large amount of protection — good for a mortgage or income replacement. Whole life is permanent, costs more, and builds cash value you can borrow against. Many families use a mix of both.

Will you keep calling me if I'm not ready?

No. If it's not the right time, I'll tell you what to watch for and leave you alone. You're welcome to reach back out whenever you're ready — my number doesn't change.

Is my information shared with other agents?

No. Your information comes directly to me. It's never sold to a lead vendor, distributed to a call center, or passed to other agents.

Can you help if I already have a policy?

Yes. I'll review what you already own for free and tell you honestly whether it's serving you. Sometimes the best advice is to keep exactly what you have — and I'll say so.

Get in touch

Tell me a little, and I'll call you back.

Fill out the form and I'll reach out personally — usually within one business day. Prefer to talk now? Use the contact details below.

Phone

(407) 779-2744

gurulifeinsurance@icloud.com

Based in

Florida

Licensed

Florida & multiple other states

Follow along

Credentials

Don't take my word for it — check.

You should be able to verify anyone you're trusting with your family's protection. Here's exactly how to verify me.

Verify my Florida license

National Producer Number 19348047

The Florida Department of Financial Services keeps a free public database of every licensed insurance agent in the state. Search my name — Mohamad Berry — or my NPN above to confirm my license status and lines of authority.

Search the Florida DFS licensee database

Contracted through CentraLife

A BBB Rating
Accredited Business

I'm contracted through CentraLife — a Better Business Bureau Accredited Business holding an A rating. That accreditation belongs to CentraLife, and it's part of why I chose to build my practice through them.

Look up CentraLife on BBB.org